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  • PROGRAM OPTIONS
  • FORGIVENESS CALCULATOR
  • SUCCESSES

Programs We Assist With

Normal Payment Plans

Standard Repayment

Graduated Repayment

Graduated Repayment

 

Pay off your entire principal and interest loan balance in full. 10-30 years repayment term

 

Graduated Repayment

Graduated Repayment

Graduated Repayment

 

Pay off your entire principal and interest loan balance in full. It starts with a lower payment but adds 20% every 2 years. 10-30 year repayment term

 

Forgiveness Programs

Pay As You Earn (PAYE)

Revised Pay As You Earn (REPAYE)

Revised Pay As You Earn (REPAYE)

 

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance still owed will be forgiven after the repayment term. The repayment term is 20 years

 

Revised Pay As You Earn (REPAYE)

Revised Pay As You Earn (REPAYE)

Revised Pay As You Earn (REPAYE)

 

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance still owed will be forgiven after the repayment term. The repayment term is 20-25 years

 

Income Based Repayment (IBR)

Revised Pay As You Earn (REPAYE)

Income Contingent Repayment (ICR)

 

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance still owed will be forgiven after the repayment term.

The repayment term is 25 years

Income Contingent Repayment (ICR)

Income Contingent Repayment (ICR)

Income Contingent Repayment (ICR)

 

Qualification and monthly payments are calculated based on loan factors.

Payments can be as low as $0. Any loan balance still owed will be forgiven after the repayment term.

The repayment term is 25 years

Public Service Loan Forgiveness

Income Contingent Repayment (ICR)

Public Service Loan Forgiveness

 Working for a not-for-profit or governmental organization for 10 years will receive loan forgiveness after 120 qualified payments toward the loans 

Discharge Programs

School Closure Discharge

School Closure Discharge

School Closure Discharge

 

Entire school loan Discharge. 

Qualification: 

1- School Closed while the borrower was enrolled. 2- Did not graduate. 3- Did not transfer credits

Disability Discharge

School Closure Discharge

School Closure Discharge

 

The entire loan amount owed is discharged.

Qualification:

(SSDI) or (SSI) award letter, also proof of benefits stating disability review is 5-7 years 

OR

 U.S. (VA) Certification determining unemployable due to a service-connected disability

Borrowers Defense To Repayment

 If approved by the Department Of Education, all loans disbursed from school claim will be discharged

*Outcome takes up to 24 months *

If the school, through act or omission, violated state law directly related to your federal student loan or to the educational services for which the loan is provided.

Documents from the student is needed for this process

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